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Back to top M Minimum daily balance The lowest end-of-day balance in an account during a statement cycle; a certain minimum daily balance is often required with interest-bearing accounts to avoid a service charge or qualify for special services. .A fee that is charged either yearly or monthly for the use of your credit card if your account is open or if you maintain an account balance, whether or not you have active charging privileges.Credit history Your credit history includes information about whether you pay your bills on time and how much you owe your creditors.Active account, a bank account in which there are recent transactions.Transaction fee A fee that may be charged when making certain types of transactions with your credit card.May be used to determine whether a service charge applies or whether your account qualifies for special services or discounts.An eBill arrives from a biller into your Bill Pay account service the same way a paper bill arrives from a biller into your mailbox.

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Generally, the higher your credit score, the more likely you are to be offered better credit terms.
Posted transaction A transaction or item that appears on your account statement.
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Once this rate expires, your standard interest rate will apply.
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